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Biden announces that Dreamers will have access to health coverage: some Republicans oppose

This Thursday, President Joe Biden announced procedures to provide Medicaid and Obamacare coverage to thousands of beneficiaries of the Deferred Action for Childhood Arrivals (DACA) program. The government argues that Dreamers pay taxes and therefore should have access to health coverage. However, some Republican legislators have spoken out against this initiative, such as Senator Tom Cotton, who stated that it...

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Health insurance is not saved from inflation: this is how much policies will increase in 2024

While the costs of food and other products appear to be stabilizing, health policy prices next year could rise almost twice as much as they did in 2023. Those who do not receive health insurance from their employer should know that The registration process for the government plans known as Obamacare is now open. Source: Univisión

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What is the importance of having insurance and how can it protect people and their property?

There are a wide variety of types of insurance on the market designed to cover different areas of life and financial needs. Choosing the right insurance depends on each person's personal situation, circumstances and goals. Here is a list of some common types of insurance and what type of needs they might be best suited for: Life insurance: This type of insurance...

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How do insurance policies work and what aspects should be considered before purchasing one?

Insurance policies are legal contracts between an insured (the person who purchases insurance) and an insurance company. These policies set out the terms and conditions under which the insurance company will provide coverage and benefits should an insured event occur, such as an accident, illness, property damage, etc. Here I explain how insurance policies work and what aspects you should...

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What are common mistakes people make when buying insurance and how can they be avoided?

Buying insurance can be a complex and confusing process if you do not fully understand the terms and options available. Here are some common mistakes made when purchasing insurance and how they can be avoided: Not understanding individual needs: A common mistake is purchasing insurance without properly evaluating personal and financial needs. It is important to consider factors such as health status,...

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What is life insurance and why is it essential to have it to protect family and loved ones?

Life insurance is a contract between a Person and an insurance company, in which the person, that is, the insured, pays monthly payments (premiums) in exchange for the insurer providing a predetermined payment, known as the sum insured, this payment is given to the designated beneficiaries in the event of the death of the insured. In short, life insurance provides...

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What is the difference between comprehensive insurance and third party insurance for vehicles?

Vehicle insurance is divided into two categories: Third party insurance: Third party insurance is the type of insurance required to legally drive a vehicle. It mainly covers the damage you may cause to third parties (people and property) in the event of an accident for which you are considered responsible. This includes injuries to other people, damage to vehicles, and damage to...

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How is an insurance premium calculated and what factors can influence its cost?

Calculating an insurance premium is a process that can vary depending on the insurance company and the type of insurance in question. Premiums are determined based on various factors that help the company evaluate the risk they are assuming when insuring a person or property. Here are some of the key factors that can influence the cost of your insurance...

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What does health insurance cover and what are the options available to obtain adequate coverage?

Health insurance is a type of policy that provides financial coverage for medical and healthcare expenses. Exact coverage may vary by plan and insurance company, but generally includes a combination of the following items: Medical consultations: Covers the costs of visits to the doctor, both in offices and clinics, to receive care and diagnosis. Hospital care: Includes expenses related to hospitalization, such as room,...

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